Why pay with Monero
Every other coin we accept is converted to Monero on our side the moment it lands. Paying in XMR directly means the on-chain record is already private: ring signatures hide the sender, stealth addresses hide the recipient and RingCT hides the amount. There is no transaction graph for a broker, an exchange or a subpoena to walk back to you.
- One-time subaddress. Each top-up gets a fresh subaddress. Nothing links two of your payments to each other, even on our side.
- No memo, no payment ID. Just the address and the amount. Integrated addresses are not used.
- Credited at 10 confirmations, which is about twenty minutes on Monero's two-minute blocks. The line is live about a minute after that.
How it works, step by step
- Pick the line. Choose a country and a line type among 47 countries. The exact total, activation included, is shown before you pay.
- Choose Monero at checkout. The payment page shows the amount in XMR, a one-time address and a QR code. The amount is held for 30 minutes.
- Send the exact amount. From any wallet or exchange, on the Monero network. Add your exchange's withdrawal fee on top so the full sum arrives.
- Wait for credit. About 20 minutes (10 confirmations) in practice. The page moves from seen to confirming to credited on its own; no need to reload.
- Use the line. It is live about a minute after credit: calls, SMS with the code extracted, voicemail — from the panel or the API.
Pick the number and the period, choose Monero, and the payment page shows the exact XMR amount, the subaddress and a QR code. The rate is held for 30 minutes. Send from any Monero wallet; the page updates as the transaction is seen, then confirmed, then credited.
Send the exact amount shown. A little over is credited to your balance too; a little under is credited as a partial and the page tells you what is missing. Nothing is ever returned to the sender, because we do not know who the sender is.
Fees, timing and what leaves a trace
| Question | With XMR |
|---|---|
| Network | Monero |
| Time to credit | About 20 minutes (10 confirmations) |
| Network fees | A few cents |
| Visible on the chain | Sender, receiver and amount are hidden on-chain by design. |
| Address | One-time, generated for this order, never reused |
| Rate | Held for 30 minutes; a late payment is credited at its value on arrival |
| Under / over payment | Credited as a partial to complete / credited as extra balance. Nothing returned to the sender |
| Settled in | Monero, on our side, the moment it credits |
Mistakes that cost money
- Reusing an old subaddress. Each payment page has its own. Sending to last month's address is the fastest way to lose a deposit; always open a new top-up.
- Exchange withdrawals with a delay. Some exchanges batch Monero withdrawals for hours. The rate lock is 30 minutes; a late arrival is still credited, at the value when it lands.
- Wallet not synced. A wallet that shows an old balance will refuse to send. Let it finish syncing before paying.
Questions
How long does a Monero payment take to credit?
Ten confirmations, about twenty minutes. The payment page shows each stage: seen, confirming, credited. The line goes live about a minute after credit.
Do I need a payment ID or memo?
No. Each top-up has its own subaddress, so the address alone identifies the payment.
Is Monero the most private way to pay here?
Yes. Every other coin is converted to Monero on our side anyway; paying in XMR means the public chain never carried a transparent record of the payment at all.
Which wallets work?
Any Monero wallet: the official GUI or CLI, Feather, Cake, Monerujo. Exchange withdrawals work too, though they link the payment to your exchange account.
What if I send too little or too much?
Both are credited to your balance: an underpayment as a partial the page asks you to complete, an overpayment as extra credit. Nothing is refunded to the sending address.
The payment mechanics above are the ones described in the refund policy and the API reference. If a wallet or an exchange behaves differently from what this page says, tell us and we will correct it.